Too wealthy for a robo-advisor. Too small for a private bank. Exactly right for Norwo.
Norwo gives professionals with $1M–$25M the substance of a family office — consolidated cross-border reporting, institutional alternatives access, and a dedicated advisor amplified by AI — for 0.10% a year. Not 1–2%.
Invitation-only. Currently accepting professionals in the GCC with $1M+ in investable assets.
11 custodians linked
| Entity | Held in | Value | Δ 30d |
|---|---|---|---|
| Personal — DIFCCash, listed equity, sukuk · AED | AED | 3,180,400 | +1.4% |
| Holdco — BVIFounder equity, 2 SPVs · USD | USD | 2,940,000 | — |
| Property — LondonTwo units, one mortgage · GBP | GBP | 1,626,300 | −0.8% |
| Private markets3 funds, 1 co-invest · USD | USD | 666,000 | +3.2% |
Assets overseen for our anchor families
Platform fee. No commissions, ever
Founding families, multi-jurisdictional
Fee-only fiduciary alignment
The industry built nothing for the people who built the most.
If you've made $1M–$25M as a banker, founder, consultant, or investor, you know the menu: a robo-advisor that can't see your carry, your founder equity, or your three tax residences — or a private bank that charges 1–2% to sell you its own products. You end up running your wealth in a spreadsheet, on Sunday nights, alone.
- Fragmented
- Six entities, four jurisdictions, three currencies — and no single screen that shows the truth.
- Conflicted
- Advice that's really distribution. Products pushed because of the commission behind them, not the case for them.
- Reactive
- An annual review and a quarterly PDF, while your concentration risk, idle cash, and option deadlines move weekly.
Wealth built across borders is rarely held across borders in one place.
Every custodian feed, reconciled into one positionA family office, re-architected.
Four things a family office actually does. We rebuilt each one so it works at $1M instead of $100M.
One complete picture
Every asset — public, private, founder equity, property, cash — across every entity, jurisdiction, and currency. Live, reconciled, yours.
Intelligence that watches while you work
Concentration breaches, idle cash, tax exposure across borders, expiring decisions — surfaced and explained before you'd have found them.
Access you couldn't get alone
We aggregate our members' demand to reach institutional terms in private markets. Norwo is paid for access — never commissions.
A dedicated advisor, not a rotation
A senior professional who knows your situation, gates every material recommendation, and answers to you alone.
Map. Architect. Evolve.
Your advisor gates every material step
Every entity on one page
We build the complete picture of your financial life — assets, liabilities, entities, tax residences, goals, constraints. Most members see their true consolidated net worth for the first time.
One strategy, not five accounts
Your advisor and our intelligence engine co-design one interconnected strategy — allocation, structure, tax, liquidity — and you approve every material step.
Decisions, not notifications
Markets move, life changes, deadlines approach. Norwo monitors continuously and brings you decisions, not noise.
| What you actually hold | Robo-advisor | Private bank | Norwo |
|---|---|---|---|
| Listed portfolio, multi-currency | Yes | Yes | Yes |
| Founder equity and carry schedules | No | Partial | Yes |
| Holding companies, trusts and SPVs | No | Yes | Yes |
| Institutional private markets below $5M | No | No | Yes |
| Cross-border tax exposure, monitored | No | Annual | Continuous |
| Paid by you, not by product providers | Yes | No | Yes |
The AI explains. It never invents.
Every figure you see traces to a verified computation, feed, or document — and a human gates every material decision. Read how the intelligence layer works
- Founded
- By a sitting chief investment officer, because nothing like it existed for his own peers
- Overseen
- $650M for four founding families, multi-jurisdictional, since before the software existed
- Regulated
- DFSA-authorised hosting arrangement, DIFC · independent custodians
Your wealth deserves
better architecture
Norwo onboards by invitation. Request access — a member of the team (a human one) responds within 48 hours.
Request access