AI that explains everything and invents nothing
The operating rule is mechanical, not aspirational: the AI may narrate, analyse and recommend — but it may never originate a financial figure. Automated grounding checks enforce it on every output, and a human advisor gates every material decision.
Six jobs, running continuously.
Every AI-wealth product says “AI-powered.” Only Norwo can say its AI is forbidden from inventing a number.
Portfolio intelligence
Continuous analysis of your full balance sheet: concentration breaches against your own policy, idle cash, factor drift, rebalancing opportunities — explained in plain language with the math shown.
Cross-border awareness
Your entities and residences modeled as one system. When a rule, treaty, or deadline touches your structure, you hear about it from us first.
Deal flow curation
Private-market opportunities screened against your risk profile, allocation targets, and liquidity before they ever reach your screen.
Wealth simulation
Model the decisions that actually keep you up at night — an exit, a relocation, an option exercise — and see each path's effect on your trajectory.
Ask Norwo
Ask anything about your own wealth and get a grounded answer with its sources — your statements, your filings, live market data. Not a chatbot's opinion.
Weekly briefing
A Monday digest — text and audio — of what changed in your world and what, if anything, deserves a decision. Designed to be read in four minutes.
Analysis that analysts bill $500 an hour for.
Norwo monitors your portfolio for concentration risk, correlation spikes, factor exposure and rebalancing triggers — and brings you the ones that need a decision.
Concentration alerts
Flags when a position, sector or geography exceeds the thresholds you set, with a specific route back inside them.
Tax alpha detection
Scans daily for harvesting opportunities, wash-sale risk and optimal lot selection.
| Item | Type | Impact |
|---|---|---|
| Tech concentration at 38%Public + private, against a 30% policy ceiling | Risk | +8.0pp |
| Harvesting opportunityTwo lots carrying unrealised losses | Tax | 12,000 |
| Ahead of blended benchmarkPrivate credit and EM selection driving it | Perf. | +2.1% |
Screened against your profile. Only the relevant survive.
Every private-market opportunity is scored against your allocation targets, risk profile, liquidity constraints and existing exposure. What reaches your screen already fits.
- Scored on strategy fit, manager quality, vintage diversification, fee efficiency and liquidity alignment
- Diligence summaries sourced from the file, never generated from nothing
- Norwo is paid for access, never by the manager
| Opportunity | Liquidity | Fit |
|---|---|---|
| Senior secured, direct lendingTop match against your current allocation | Quarterly | 92 |
| Opportunistic creditVintage overlaps an existing commitment | Quarterly | 74 |
| Specialty financeBelow your liquidity floor | Annual | 41 |
Model your future before you commit to it.
Considering a relocation, an option exercise or an exit? Norwo models the effect across the whole picture — tax, cash flow, estate exposure — and shows probability-weighted outcomes rather than a best case.
Scenario comparison
Run paths side by side: relocate or stay, exercise now or later.
Monte Carlo projections
Simulations applied to your specific portfolio and cash flow, not a generic model.
| Annual tax impact | 0 |
| Estate tax exposure | None |
| 10-year net worth projection | 8,400,000 |
| Confidence band, 80th pctl | 6.9M – 11.2M |
Trained where it matters: inside a working family office.
Norwo's intelligence learns from the real workflows of our multi-family office — how senior allocators actually consolidate, diligence, structure and decide for $650M of family capital.
Human judgment isn't replaced; it's encoded, checked and scaled. Where regulation requires a human sign-off, there is one — visibly, in the product.
Intelligence that works
while you don't
Request access and see how Norwo changes the way you think about your wealth.
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